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All About Money

Would you like help to manage your money better? Is Money a worry for you?

Money worries can affect everyone at some point in their lives when circumstances change,such as ill health, family job loss, disability, caring responsibilities, relationship breakdown or bereavement.

Money worries can harm both your physical and mental health, and NHSGGC provides financial support services for its patient population. These services are also available for staff.

Help and Support

Free Personal Finance courses

Are you interested in learning more about easy retirement planning or how to understand mortgages better. Do you need support on how to manage your money better or maybe  you feel you need a midlife MOT on wealth, work & wellbeing? Then these Open University courses may be for you.

They are free & range from as little as 2 hours study upwards depending on the course you choose

Please click on the link below to find out more information.    

COVID-19/Money Advice

If you are worried about how COVID-19 might affect you financially, then the Money Helper website is available. You’ll find information about Coronavirus and your finances, your rights to sick pay, and changes to claiming your benefits.

For all other COVID-19 information and guidance:

Home Energy Scotland partnership helps NHS staff stay warm for less

Home Energy Scotland is pleased to be working with NHS Greater Glasgow and Clyde to offer you support with free and impartial energy advice and support.

They cover everything from simple energy saving tips in the home to transport and active travel advice. Home Energy Scotland’s friendly advisors offer vital support to colleagues across NHSGGC.

Who is Home Energy Scotland?

Home Energy Scotland is a network of local advice centres covering all of Scotland. Our expert advisors offer free, impartial advice on saving energy, keeping warm at home, renewable energy, greener travel and cutting water waste. We’re funded by the Scottish Government and managed by the Energy Saving Trust, and our mission is to help people in Scotland create warmer homes, reduce their bills and help tackle climate change.

We’ll help you stay warm and well

Recent research by Home Energy Scotland* has revealed that 70% of people in Scotland feel concerned about energy bills rising, with almost two thirds using more energy than usual during the first 12 months of the pandemic. The research also found that 59% of Scots have noticed a worrying rise in their energy bills already.

Simple steps like changing your thermostat settings in the warmer months, regularly switching your energy supplier or changing the way you pay can all make positive changes to the amount you spend on keeping you warm and well at home.

Home Energy Scotland’s friendly advisors can help you make the best use of your energy, so your home is warmer and your bills are as low as possible.

Make my home warmer

Find out if you could be eligible for home energy efficiency improvement worth, on average, £5000. Available to home owners and private tenants, Warmer Homes Scotland could see energy efficient home improvements – like insulation or a new heating system – installed in your home at no cost to you.

Go green and save

We can help you make changes that make a big difference to the planet – and your purse. From heating your home using renewable technology to choosing greener ways to travel, our specialists will help you make the right choice for your lifestyle. Take a look at our webinar programme to learn more.

Find funding

There’s lots of support out there to help you make greener changes and reduce your energy use. We’re even offering free ebike trails to GP surgeries.

Speak to an advisor

If you’re worried about your energy bills, call Home Energy Scotland free of charge on 0808 808 2282 – quoting NHSGGC

You can also contact our Advice Team by email at – quoting NHSGGC

* Energy Saving Trust, “Climate Change Research” April 2021

Support and Information Service

The Support and Information Services (SIS) are available for NHSGGC staff, patients, carers and visitors. They offer a wide range of support and have links to other community based advice organisations, including those for money advice and resolving debt. There is a Support and Information Service in the foyer at Stobhill ACH, New Victoria ACH, Glasgow Royal Infirmary and Queen Elizabeth University Hospital. This makes the SIS the ideal first point of contact for staff needing help and support.

Visit the webpage for locations, opening times and local phone number, or email:

Health & Wellbeing Directory

If you want to find information and support that is local to where you live on money advice or a range of other health and wellbeing topics, visit:

NHS Credit Union

About the NHS Credit Union

Like all credit unions, the NHS Credit Union is a financial co-operative, owned and controlled by its members.

We help care for the financial health of members across Scotland and the North of England and our membership is growing at record rates. Almost 20,000 NHS workers are currently enjoying the benefits of being an NHS Credit Union member.

Our mission is to promote financial well-being and a savings culture in the NHS industry alongside reducing financial stress in staff and providing ethical financial assistance to those who need it.

For access to savings products and loans, paid directly from your salary the NHS Credit Union is easy to join. It can help you to budget your money or to save for holidays, unexpected spends or even your professional registration fees.

Am I eligible to join the NHS Credit Union?

Money Helper

If you want to keep track of your money or plan your budget, there are tools and resources to help you do this.

Tools/calculators on the Money Helper website include a Budget calculator, Mortgage calculator and stamp duty calculator. Letter templates can help you to set up, cancel or complain about various money related services.

There are also multimedia clips and interactive timelines on topics including teaching children about money, saving, annuities and having a baby.

Tax relief on professional uniform and professional registration fees

Did you know that you can claim tax relief on the cost of laundering your uniform? This includes nursing and allied health professionals and also domestic, catering and portering staff.

You can also claim tax relief on registration fees that you are required to pay to your professional body. It is easy to do and you may also get a backdated sum. To check your eligibility and then apply visit:

NHS Staff Benefits

A wide range of services are available to NHSGGC staff.


NHS Staff Benefits offers discounts and special offers on many products and services from holidays and eating out, to gym membership. Log in to find out further details:

Mortgage Advice Clinic

Qualified advisers can help you find the right mortgage, matching your circumstances and requirements to the right product.

You can arrange an appointment at Glasgow Royal Infirmary by calling 0141 211 5885, or arrange an appointment at Dykebar Hospital on 0141 314 4016.

Financial Planning Clinic

Through NHS Staff Benefits, staff can access support in planning for their retirement or if they have been affected by recent pension changes.

Discounted shopping

Some stores offer membership to certain groups of workers, including NHS staff, giving access to discounted goods.

The Company Shop offers discounts to NHS staff, and also reduces waste by redistributing surplus food and household products from some of the biggest UK retailers.

Social security

A change in your circumstances, such as changes to your health, relationships, pregnancy or unexpected expenses can change what social security benefits and grants you may entitled to access. This section aims to assist those who may not be in receipt of all of the benefits or financial supports they may be legally entitled to.

Information on benefits and grants can be found here:

Information on local, free confidential money advice services in your area can be found via:

Other useful links

Department of Work and Pensions:

Information on benefits including Universal Credit, Employment and Support Allowance (ESA), Carers Allowance, Child Benefit and others:

Social Security Scotland

Information on benefits including Best Start Grants, Scottish Child Payment, Child Disability Payment, Carer’s Allowance Supplement,Funeral Support Payment and others:

The Scottish Welfare Fund helps families and people in Scotland who are on low incomes.

You must be 16 or older and on a low income, or getting certain benefits, to apply for grants available.

Help with living costs – Scottish Welfare Fund –

Are you looking after someone when you are not at work?

A carer is a person who provides or intends to provide unpaid, practical, physical and emotional support to relatives, friends or neighbours due to physical or mental illness, addiction, frailty or disability. This includes young people and parents. They do not need to live with the person to be their carer.

If this is you, you are not alone. There is help and support available for you and the person you look after.

Support from your Union

Many unions offer support to their members who are suffering financial hardship. Check with your union for details.

Unison Financial Assistance

If you are a member and you are experiencing financial difficulties, whether due to coronavirus or other circumstances, There for You can offer you support, including one-off grants.

Unison members

If you are a Unison member and you are experiencing financial difficulties, whether due to coronavirus or other circumstances, There for You can offer you support, including one-off grants.

Money and Pensions Service (MaPS)

Money and Pensions Service – Help for everyone

We help people – particularly those most in need – to improve their financial wellbeing and build a better, more confident future. Working collaboratively across the UK, we make sure customers can access high-quality money and pensions guidance and debt advice throughout their lives, how and when they need it.
We offer Impartial money and pensions guidance, backed by government and free to use.

For more information call 0800 138 7777

Further Useful Resources