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Pre-retirement Financial Awareness

Course overview:

This course is designed to inform staff who are considering and/ or approaching retirement. The sessions include information relating to the NHS (SPPA) pension you should consider prior to making retirement income and lump sum choices.

The Scottish Public Pensions Agency (SPPA) is an Agency of the Scottish Government. Its principal role is to administer the pensions for employees of the National Health Service in Scotland.

The pre-retirement financial awareness event has been designed to equip you with information and tools prior to submitting your forms to SPPA via your line manager and payroll. During the course we will discuss wider retirement related topics with a focus on financial issues. The workshop provides the opportunity to seek free independent financial advise from Poise Financial Planning Ltd (no obligation consultation on request)*

*Disclaimer: NHS Staff Benefits in association with Poise Financial Planning Ltd are responsible for financial advice not your employer, in accordance with the Financial Conduct Authority’s regulations.

Your employer cannot recommend Poise Financial Planning Ltd but we can confirm they are registered with and regulated by the Financial Conduct Authority to give independent financial advice.

Contact details here.

Learning outcomes:

The aim of this event is to provide you with the knowledge you require to make informed decisions about your retirement finances. This course will raise your awareness of and give you the tools to address key issues you need to consider in the lead up to and beyond retirement. The following areas will be covered:

  • When should you submit paperwork to SPPA
  • An outline of the SPPA 1995 and if necessary 2008 and 2015 schemes
  • How the SPPA pension works in relation to your retirement age, ill health retirement, voluntary early retirement, mental health office status and special classes
  • Protecting your money from inflation and poor decisions
  • How to maximise your income during retirement and budget planning
  • Financial planning for the rest of your life as well as your family and or beneficiaries
  • Dealing with long term care costs and inheritance tax
  • Calculating your SPPA pension and tax free lump sum benefits
  • Information relation to the State Pension
  • Raising your awareness of information resources and planning tools
  • Strategies for minimising all forms of taxation
  • Raising your awareness of income tax and your pension income or returning to work post-retirement

Course provider; NHS Staff Benefits in association with Poise Financial Planning Ltd

Who should attend; Anyone, regardless of grade considering retirement within the next 3 years

Pre requisites; There are no pre requisites for this course

Duration; 1.5 hours

KSF links; C 2 – Personal and People Development

To book a place on the course, please use the eESS Learner self-service facility. From the Learner Home page, enter the course name in the box at the top of the page to see all available dates. You can also use keywords to search for courses. Remember to have your eESS user ID and password available to access the system.

  • 5th July 2022, 14:00 – 16:00  (via MS Teams)
  • 11th August 2022, 14:00 – 16:00  (via MS Teams)
  • 6th October 2022, 10:00 – 12:00  (via MS Teams)

You will receive detailed joining instructions on how to access the on-line session. Please be ready to log-in at least 5 minutes before the start time

Please note, booking for each session will close 1 week before the course date to allow time for joining instructions to be sent to delegates

Guidance on how to search for Learning and Development on eESS OLM can be found in the link below:

Full access to all Standard Operating Procedures and e-learning videos is available via:

If you need any information on specific course content or booking process, please contact Learning and Education Support Team on 0141 278 2700 (Option 3).

An e-Learning option is not available for this topic via LearnPro